Business and Company Retirement Plans

Reducing Employer Fiduciary Burden

Many employers discover that sponsoring a retirement plan comes with more responsibility than expected. Plan sponsors may carry fiduciary obligations related to investment selection, fee oversight, and regulatory compliance.

Our role often includes helping employers structure oversight processes, benchmark plan costs, and coordinate with third-party administrators so the plan operates efficiently and transparently.

Plan sponsors face increasing pressure related to:

• Fiduciary liability exposure
• Fee transparency requirements
• Investment oversight standards
• 5500 reporting and compliance
• Benchmarking expectations
• Employee education demands

Many business owners inherit outdated plans that have not been reviewed in years.

We help modernize and manage retirement plans so they serve both the employer and employees effectively.

Our Role May Include:

• Reviewing plan costs and benchmarking against industry standards
• Evaluating fiduciary exposure and governance practices
• Assisting with investment menu oversight
• Coordinating with third-party administrators
• Supporting employee education meetings
• Evaluating plan design for tax efficiency
• Employee enrollment meetings
• Individual education sessions
• Ongoing plan reviews

Unlike providers compensated through investment products, our advisory compensation is transparent and fee-based. We evaluate plan costs and identify potential cost efficiencies.

Designed for Business Owners Who Want:

• Predictable compliance structure
• Reduced administrative burden
• Clear documentation processes
• Improved employee participation
• Coordinated personal and business retirement planning

Retirement Plans We Work With:

• 401(k) Plans
• 403(b) Plans
• 457(b) Plans
• 401(a) Plans
• SEP-IRAs
• SIMPLE IRAs
• Individual 401(k)s

Rather than pushing a single solution, we help determine which structure best aligns with your business goals and workforce.