Investing

This article dives into the merits and drawbacks of both lump-sum investing and periodic investing, otherwise known as dollar-cost averaging. Learn the different risks and benefits of each approach and how to make an informed decision that best suits your personality and circumstances.

This blog post explores the importance of holding equities for the long term, and the strategies that can help you remain disciplined and protect yourself from market volatility. Warren Buffett's words of wisdom remind us that sometimes the best move is to stay put and ride out the storm, while having cash on hand and an understanding of why you own certain stocks can help you make smart decisions. Read on to learn how to craft an approach that works for you.

Many Americans' moving towards retirement explore annuities, which is an investment strategy that is issued by an insurance company and designed to help protect you from the risk of outliving your income. Some annuity products can be particularly enticing for individuals who want guaranteed income benefits. These payments may start immediately or at a later time, depending on the stage of life you're in. An investor should conduct their own research to ensure they know what they are buying and understand the annuity contract's fine print, terms, and fees.

Owning a home outright is a dream that many Americans share. Having a mortgage can be a huge burden, and paying it off may be the first item on your financial to-do list. Deciding between prepaying your mortgage and investing your extra cash isn't easy, because each option has advantages and disadvantages. But you can start by weighing what you'll gain financially by choosing one option against what you'll give up. In economic terms, this is known as evaluating the opportunity cost.

When you buy cryptocurrency, you are engaging in something close to pure speculation — the possibility that another investor might consider the digital asset more valuable in the future even if there is no underlying value. Some investors may look at the extreme volatility of cryptocurrency as an opportunity to make quick profits by buying low and selling high, but this requires timing a market sector that is very difficult to predict, and the risks are extremely high. Considering all these factors, it should be clear that adding cryptocurrency to your portfolio involves adding volatility and risk in return for an unknown potential for gain. This kind of trade-off is not appropriate for all investors.

Referred to as the “investor fear index” or just the “fear gauge,” the VIX is the ticker symbol for the Chicago Board Options Exchange Volatility Index, which shows the market's expected volatility. The VIX is calculated daily, using the price of options on the S&P 500 and estimates how volatile those options will be between the current date and the option’s expiration date.

We went LIVE to discuss investment options and long term strategies. We also discussed updates on the Paycheck Protection Program...

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There have been significant changes made in the way Americans save for retirement since the enactment of the Tax Reform Act of 1986...

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One of America’s foremost thinkers, Benjamin Franklin, stated that “an investment in knowledge pays the best interest.” For individuals beginning to develop an investment strategy, no truer words may have been spoken...